our use of the Service is entirely at your own risk. We guarantee no success of any kind. The results in your life are completely up to you and the level of effort you put in.The Service is provided "AS IS" and "AS AVAILABLE," without any guarantees or warranties of any kind, either expressed or implied. This includes, but is not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or any warranty arising from the course of performance.

Virtual Wealth, LLC, along with its subsidiaries, affiliates, and licensor, makes no guarantees that:

a) the Service will operate without interruption, be secure, or be accessible at any specific time or location;

b) any errors or defects will be resolved;

c) the Service will be free from viruses or harmful components; or

d) the results obtained from using the Service will meet your expectations or requirements.

Under no circumstances shall Virtual Wealth, LLC, or its directors, employees, partners, agents, suppliers, or affiliates, be held liable for any indirect, incidental, special, consequential, or punitive damages. This includes, but is not limited to, losses such as profits, data, use, goodwill, or other intangible damages arising from: (i) your access to, use of, or inability to access or use the Service; (ii) any actions or content of third parties on the Service; (iii) any content obtained through the Service; and (iv) unauthorized access to, use of, or alteration of your transmissions or content. This limitation applies regardless of the legal theory under which the claim is brought—whether warranty, contract, tort (including negligence), or otherwise—even if we were advised of the potential for such damages or if any remedy provided herein is deemed to have failed its essential purpose.These Terms and Conditions ("Terms") govern your use of the website

www.virtualwealthnow.com/book-yes

(the "Service") operated by Virtual Wealth, LLC can be referred to as ("we", "us", or "our") moving forward.Please read these terms carefully before using the Service. If you do not agree please stop using our services and products immediately.Your access to and use of the service is contingent upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and anyone who accesses or uses the

service.By

using or accessing the service, you agree to be bound by these terms. If you do not agree with any part of these Terms, you may not access the service. If you do not agree please do not purchase anything from virtual wealth, llc. Ability to accept these terms and conditions on this page. You confirm that you are either over the age of 18 or an emancipated minor, and that you have the full legal capacity and competence to agree to and be bound by these Terms and Conditions, including all terms, obligations, affirmations, representations, and warranties stated herein, and to adhere to and comply with them.Purchases. If you wish to make a purchase through the Service ("Purchase"), you may be required to provide certain information, such as your credit card number, expiration date, billing address, and shipping

details.You

represent and warrant that: (i) you have the legal right to use any credit card(s) or other payment method(s) for any Purchase; and (ii) the information you provide is accurate, complete, and

truthful.By

submitting such information, you authorize us to provide this information to third parties as necessary to complete your Purchase.We reserve the right to refuse or cancel orders at any time for reasons including, but not limited to: product or service availability, inaccuracies in descriptions or pricing, errors in your order, or suspected fraud or illegal transactions.Intellectual Property. The Service, along with all original content, features, and functionality, is and will remain the exclusive property of Virtual Wealth, LLC and its licensor. The Service is protected under copyright, trademark, and other intellectual property laws in the U.S. and abroad. Our trademarks and trade dress may not be used in connection with any product or service without prior written permission from Virtual Wealth, LLC.Links to Third-Party Websites. Our Service may include links to third-party websites or services not owned or controlled by Virtual Wealth, LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Virtual Wealth, LLC  are not responsible or liable for any damage or loss caused by or related to the use or reliance on such content, goods, or services available on or through these third-party websites or services.We strongly encourage you to review the terms and privacy policies of any third-party websites you visit.Termination. We may suspend or terminate your access to the Service at any time, without prior notice or liability, if you violate these Terms or for any other reason.Upon termination, your right to use the Service will immediately cease.Limitation of Liability. Virtual Wealth, LLC  and its directors, employees, partners, agents, suppliers, and affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access the Service; (ii) any conduct or content of third parties on the Service; (iii) any content obtained from the Service; or (iv) unauthorized access, use, or alteration of your transmissions or content. This applies even if we have been advised of the possibility of such damages, and regardless of whether a remedy fails in its essential purpose.Disclaimer. You use the Service at your own risk. The Service is provided "AS IS" and "AS AVAILABLE," without any warranties, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.Virtual Wealth, LLC  its subsidiaries, affiliates, and licensor do not guarantee that (a) the Service will function uninterrupted, securely, or be available at any specific time or location; (b) any errors or defects will be corrected; (c) the Service is free from harmful components such as viruses; or (d) the results of using the Service will meet your expectations.Governing Law. These Terms are governed by and construed in accordance with the laws of Michigan, United States, without regard to conflict of law provisions.Our failure to enforce any right or provision of these Terms will not constitute a waiver of such rights. If any part of these Terms is deemed invalid or unenforceable, the remaining provisions will remain in full effect. These Terms represent the entire agreement between us regarding the Service, superseding any prior agreements.Earnings Disclaimer. Virtual Wealth, LLC  makes no guarantees regarding your ability to achieve results or earn money from any of Virtual Wealth, LLC’s  ideas, information, tools, tactics, or strategies.Please note that all Virtual Wealth, LLC  products and services are provided solely for educational and informational purposes. Nothing on this website, any of Virtual Wealth, LLC’s  and any other websites, or in any of our content or programs constitutes a promise or guarantee of specific results or future earnings. We do not provide tax, financial, legal, medical, or any other professional advice.Any financial figures mentioned on this site, or on any of our platforms, are merely examples used to illustrate concepts. They should not be viewed as average earnings, exact earnings, or guarantees of actual or future performance in any way shape or form under any circumstance.Always exercise caution and consult your own accountant, attorney, or professional advisor before taking action based on any information from Virtual Wealth, LLC  or related to lifestyle changes, your business, your education, or your

finances.You

are solely responsible for your decisions, actions, and results. By registering and paying us, you agree not to hold us liable for any decisions, actions, or outcomes under any circumstances.Please note that any free training provided by

VirtualWealthNow.com

,  offers an overview of bookkeeping as a business. This training does not cover the technical bookkeeping skills required to start, grow, scale, or transform a bookkeeping business. For more comprehensive training, please consider purchasing our programs available at

advancedbookkeeperpro.com

.

Product delivery | Conduct | Membership Site(s)

A. For products you sign up for or purchase from Virtual Wealth, LLC  that are delivered via a download link, you will be provided a URL to access and download the product(s). You agree not to share this download link with others, including individuals, organizations, spouses, friends, or business associates.

B. For products purchased from Virtual Wealth, LLC  that are accessed through a membership site, you will receive a username and password to access the course materials and tools. You agree not to share your login details with anyone. Additionally, you agree not to sell access to the program or duplicate and sell any of its content without written permission from Virtual Wealth, LLC .

C. The membership site, where applicable, is intended for informational purposes only and does not constitute tax, financial, legal, medical, commercial, or other professional advice. Use of the membership site and any content provided is at your own risk.

D. Unless stated otherwise, all content is for personal use only. You may not distribute, print multiple copies, or use the content for public display or performance without explicit permission.

E. Free lifetime updates apply solely to the online Virtual Wealth, LLC system. Exclusions include but are not limited to: new products or services, physical products or gifts, promotional bonuses or discounts, or access to online or in-person events.

F. Virtual Wealth, LLC  reserves the right to discontinue or modify any part of this website without notice or liability.

G. You affirm, represent, and warrant that your participation on this website and any content you submit does not involve pornography, illegal activities, occult, hate, or racism. You further warrant that your content does not infringe upon third-party intellectual property rights. Virtual Wealth, LLC reserves the right to make final decisions on what is considered appropriate and may remove content or terminate your account without notice for violations.

H. You agree not to place an unreasonable burden on the server hosting this website or membership site, not to interfere with the operation of the website, and not to attempt unauthorized access to any part of the site.

I. You agree not to provide false information, impersonate anyone, or submit misleading or false content.

J. Any ideas, suggestions, or improvements you provide to Virtual Wealth, LLC  regarding its products or services will become the property of Virtual Wealth, LLC  and Virtual Wealth, LLC  may incorporate them into future products without compensation to you.Indemnification. At Virtual Wealth, LLC’s  request, you agree to defend, indemnify, and hold harmless Virtual Wealth, LLC,  and its affiliated companies, and their employees, contractors, officers, and directors from any liabilities, claims, and expenses, including attorney’s fees, arising from your misuse of this website or any products purchased through it.Integration and Severability. Unless otherwise stated, this Agreement represents the entire understanding between you and Virtual Wealth, LLC  regarding this website and replaces any prior or concurrent communications between you and Virtual Wealth, LLC  related to this website. If any provision of these Terms and Conditions is found to be invalid or unenforceable, that portion will be interpreted in accordance with applicable law to reflect the original intent of the parties as closely as possible, and the remaining provisions will continue to be fully effective.

Arbitration and Disputes. The parties agree that any dispute or claim, whether legal or equitable, arising between them related to the use of this website or these Terms and Conditions, including disputes concerning the enforce ability or applicability of this arbitration provision, shall be resolved through neutral, binding arbitration in Wayne County, Michigan. The arbitrator will be either a retired judge, justice, or an attorney with a minimum of ten (10) years of legal experience relevant to this Agreement, unless both parties agree otherwise. The arbitrator will issue a decision in accordance with the substantive laws of Michigan. Apart from that, the arbitration will follow the rules and procedures of the American Arbitration Association, with limited discovery allowed for both parties. The arbitrator's decision may be entered as a judgment in any court with jurisdiction.

SMS/Text Messages

SMS Program Description

Our SMS program provides text messages for appointment reminders, events,

receipts, customer service, and occasionally promotional messages when

you opt in. Message frequency varies depending on your interaction with

our services.

Opting Out

You can cancel the SMS service at any time. Simply text "STOP" to the shortcode

(number provided). Upon sending "STOP," we will confirm your unsubscribe

status via SMS. Following this confirmation, you will no longer receive

SMS messages from us. To rejoin, sign up as you did initially, or text

"START" to resume receiving messages.

Help and Support

If you experience issues with the messaging program, reply with the

keyword "HELP" for more assistance or email [email protected].

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

Message and Data Rates

Message and data rates may apply for messages sent to you from us and from you

to us. Message frequency varies. For questions about your text plan or

data plan, contact your wireless provider.

Recurring Messages Disclosure

By opting into our SMS program, you authorize us to send recurring text

messages to the mobile phone number you provide. Depending on your

service selection, you may receive regular recurring messages. You are

not required to agree to receive recurring messages as a condition of

purchasing any goods or services.

Prohibited Content

Our SMS messages will never contain:Phishing attempts, smishing, or social engineering to manipulate you into sharing private information Illegal content (all content complies with federal and state laws)SHAFT content (sex, hate, alcohol, firearms, and tobacco) that does not follow federal and state law and regulations

SMS Opt-In Data Protection

All text messaging originator opt-in data and consent information will not

be shared with any third parties, excluding aggregators and providers of

the Text Message services necessary to deliver the SMS service. Your

mobile information will not be shared with third parties or affiliates

for marketing or promotional purposes.

Privacy for SMS Services

For privacy-related inquiries regarding our SMS service, please refer to

our Privacy Policy:

https://virtualwealthnow.com/privacy-policy

NOTICE

: BY USING THIS WEBSITE AND/OR PURCHASING PRODUCTS FROM Virtual Wealth, LLC , YOU AGREE THAT ANY DISPUTE COVERED UNDER THIS "ARBITRATION OF DISPUTES" PROVISION WILL BE RESOLVED THROUGH NEUTRAL ARBITRATION. YOU ARE WAIVING ANY RIGHT TO LITIGATE THE DISPUTE IN COURT OR TO A JURY TRIAL. YOU ALSO WAIVE YOUR JUDICIAL RIGHTS TO DISCOVERY AND APPEAL, EXCEPT AS SPECIFICALLY ALLOWED UNDER THE "ARBITRATION OF DISPUTES" PROVISION. IF YOU REFUSE TO ARBITRATE AFTER AGREEING TO THIS PROVISION, A COURT MAY REQUIRE YOU TO ARBITRATE. YOUR AGREEMENT TO THIS ARBITRATION PROVISION IS VOLUNTARY. IF YOU DO NOT AGREE TO ARBITRATION, YOU MAY NOT USE THIS WEBSITE

Class Action Waiver. Any legal action or arbitration related to the use of this website, the products purchased through this website, or these Terms and Conditions must be pursued on an individual basis. This means that neither you nor we are permitted to join or combine claims with other customers, nor can either party litigate or arbitrate claims as a representative or member of a class action, or in the capacity of a private attorney

general.Attorney

’s Fees In any dispute, action, proceeding, or arbitration related to the use of this website or these Terms and Conditions, including the enforcement of any arbitration provision, the prevailing party shall be entitled to recover its reasonable attorneys' fees, expert fees, costs, and expenses. This includes, without limitation, fees for expert witnesses, reasonable attorneys' fees, arbitrator fees, and costs incurred on appeal, in addition to any other awarded damages or remedies.FTC disclosure. We earn referral fees for products and or services from companies that we recommend. We only promote products that we believe will help our audience, subscribers and customers. All opinions on products and or services are our own and we do not receive remuneration for any positive reviews. This is known as “affiliate marketing”. We may receive compensation through affiliate links, advertisements or otherwise. If you click on an affiliate link and purchase a product and or service, we may receive a commission, at no extra cost or obligation to you the consumer and the price does not increase because you use our links.Changes. We reserve the right, at our discretion, to modify or replace these Terms at any time. If the changes are significant, we will aim to provide at least 30 days’ notice before new terms take effect. What constitutes a material change will be determined at our sole

discretion.By

continuing to use or access the Service after any changes become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you should stop using the

Service.Contact

Us If you have any questions about these Terms, please contact us

[email protected]